Optimum Residential has over 25 years of experience.

Our passion is to make sure our clients are given personal mortgage advice which will be individually tailored to suit their own particular needs and requirements. We specialise in mortgages for first time buyers, homemovers, remortgages, self employed clients and we can also assist portfolio landlords.

Once we have agreed on your needs, we will advise on the most suitable mortgage for your circumstances, and help to manage to completion by liaising, where appropriate, with lenders, estate agents, valuers and solicitors on your behalf so you can concentrate on doing your job!

We also have a duty of care to ensure that all our clients (personal or corporate) fully understand the importance of protection, checking that in the eventuality of income vulnerability or unforeseen illness or death, that you and your family have adequate cover to protect such circumstances which, as we all know, sadly do arise.

Our in house team can also offer you protection for the things that matter including Business Protection, Keyperson Insurance and other personal cover for unforeseen illness or death.

Products we offer at a glance:

  • Residential Mortgages
  • Buy to Let Mortgages
  • Life & Critical Illness Cover
  • Income Protection
  • Family Income Benefit
  • Key Person, Shareholder & Loan Protection
  • Buildings & Contents Insurance

Your property may be repossessed if you do not keep up repayments on your mortgage.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Contact Optimum Today